Condo / Co-op Monthly Cost Comparison

Compare the monthly numbers behind two asking prices. Use published listing expenses or enter your own figures, then see which information still needs confirming.

Use the same payment assumptions

20% down and 30 years are editable starting assumptions. Enter your own fixed interest rate; no market rate is supplied.

Payment methodDown payment %Annual interest rate %Loan term

Scenario 1

Enter expenses or import a listing

Property typePurchase price (USD)Annual property tax (USD)Monthly association / maintenance fees (USD)Do these fees include property tax?

Source: manual inputs for this calculation.

Monthly principal & interest: —
Monthly property tax: —
Monthly association / maintenance fees: —
Estimated monthly total of entered costs: —

Scenario 2

Enter expenses or import a listing

Property typePurchase price (USD)Annual property tax (USD)Monthly association / maintenance fees (USD)Do these fees include property tax?

Source: manual inputs for this calculation.

Monthly principal & interest: —
Monthly property tax: —
Monthly association / maintenance fees: —
Estimated monthly total of entered costs: —

Monthly difference (Scenario 2 minus Scenario 1)

Complete both scenarios to compare their entered monthly costs.

Excludes insurance, mortgage insurance, special assessments and closing costs. Taxes may reflect exemptions or abatements and can change. This is a fixed-rate, fully amortizing loan calculation, not a loan offer or qualification assessment.

Imports support publicly available Active / Coming Soon Condo and Co-op sales in USD, from any brokerage. Coming Soon does not mean tours are currently available.

Inputs stay in this browser tab for the current session. Use “Clear both scenarios” to remove them. Calculation figures are not submitted with a consultation unless you add them yourself.

Ask about the expenses

Choose what you want to confirm, then review and edit the question before sending.

Questions to confirmWhat does the management / maintenance fee include?What is the current property tax and are there abatements?Are there special assessments or other recurring charges?

Understand the figures

Before you compare

Is this the complete cost of owning a home?

No. The comparison adds only loan principal and interest, property tax and management / maintenance fees when the entered information is complete. Insurance, special assessments and closing costs are excluded.

Does a co-op fee always include property tax?

This tool does not infer inclusion from the property type. Use the listing information and confirm with the relevant parties; select “Not confirmed” when you do not know.

Can I use this without choosing a listing?

Yes. Enter two manual scenarios. No login or contact details are needed to see the calculation.