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MLS ID KEY984719Last updated Sep 26, 2026

Single Family

431 4th Street

Pending · Mamaroneck · Westchester County, NY 10543

Bedrooms
3 Beds
Bathrooms
3 Baths
Year built
1960
Est. monthly taxes
$706.93
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About this home

Turnkey comfort, modern conveniences, and low-maintenance living come together at 431 4th Street in the heart of Mamaroneck, New York. Located within the prestigious Rye Neck School District, this home combines style, functionality, and commuter-friendly living just minutes from Florence Park, two Metro-North stations, Beeline Buses, major highways, vibrant downtown restaurants and shops, and the renowned Harbor Island Park waterfront and beach. Here you'll find a 3-bedroom, 2.5-bath property that welcomes you home every time. With the first-floor primary suite, and a sun-filled open floor plan that includes so many conveniences, you could literally avoid having to go up or down stairs. The seamless indoor-outdoor flow to a low maintenance white picket fence bordered front yard and a custom wraparound back deck make this home a rare gem in this centrally located part of Mamaroneck. The modern kitchen showcases stainless steel appliances, sleek bar stool countertops, washer and dryer, and adjustable remote-controlled lighting that compliment the livingroom's design for both everyday living and effortless entertaining. If you do go upstairs, you'll find a truly bright and organized space to create your own retreat! It includes two spacious bedrooms with generous closets and new windows, a full bathroom with tub, built-in shower light and shelving, plus an additional walk-in hall closet that has access to the attic scuttle. The lower level features polished tile flooring, built-in shelving, abundant storage, upgraded major mechanicals, including a French drain system, walkout access, Bilco doors, and flexible space ideal for recreation, a workshop, home office, gym, or additional living needs. Thoughtfully updated throughout, this elegant, sun-filled home offers the ease of low-maintenance living while placing you close to everything Mamaroneck and the Rye Neck School District have to offer — from waterfront recreation and parks to dining, shopping, great schools, and convenient trips to NYC by car or by Metro-North's 37 minute express train. Come see for yourself and make your best offer today.

Listing snapshot

Days on site
59 days
Listed on MLS
Apr 14, 2026
Full baths
2
Half baths
1
Annual property tax (MLS)
$8,483.14
Tax year
2025
Area source (MLS)
Public Records
Listing brokerage
eXp Realty
MLS ID
KEY984719
Last updated
Sep 26, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1960
Garage
No
Parking
On Street, Open
Water source
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available

Interior features

Basement
Bilco Door(s), Finished, Storage Space, Walk-Out Access
Heating
Baseboard, Hot Water, Steam
Cooling
Wall/Window Unit(s)
Interior
First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Built-in Features, Natural Woodwork, Open Floorplan, Open Kitchen, Primary Bathroom, Master Downstairs, Quartz/Quartzite Counters, Recessed Lighting, Stone Counters, Storage, Washer/Dryer Hookup
Appliances
Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Flooring
Ceramic Tile, Hardwood, Vinyl
Fireplace
No

Exterior features

Architectural style
Colonial
Construction materials
Aluminum Siding, Vinyl Siding
Exterior
Lighting, Mailbox
Private pool
No

Schools (MLS)

Elementary school
F E Bellows Elementary School
Elementary school district
Rye Neck
Middle school
Rye Neck Middle School
Middle school district
Rye Neck
High school
Rye Neck Senior High School
High school district
Rye Neck

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

Mamaroneck · Westchester County, NY 10543Show interactive map
431 4th Street

Mamaroneck · Westchester County, NY 10543

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Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.