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MLS ID KEY978111Last updated Oct 15, 2026

Single Family

1080 Route 292

Active · Pawling · Dutchess County, NY 12531

Bedrooms
2 Beds
Bathrooms
2 Baths
Year built
1940
Est. monthly taxes
$1,147.51
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About this home

Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset. The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas – the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat. Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing—or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto North’s Harlem Line to NYC This cottage isn’t just a home; it’s a lifestyle.

Listing snapshot

Days on site
49 days
Listed on MLS
Apr 13, 2026
Full baths
2
Half baths
0
Annual property tax (MLS)
$13,770.17
Tax year
2025
Area source (MLS)
Public Records
Listing brokerage
McGrath Realty Inc
MLS ID
KEY978111
Last updated
Oct 15, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1940
Garage
No
Total parking
3
Parking
Driveway
Water source
Well
Sewer
Cesspool
Utilities
Cable Available, Electricity Connected, Propane

Interior features

Heating
Hot Air, Propane
Cooling
Central Air
Interior
Ceiling Fan(s), Open Kitchen
Appliances
Dryer, Range, Refrigerator, Washer, Gas Water Heater
Flooring
Tile, Wood
Fireplace
Yes
Fireplaces
1

Exterior features

Architectural style
Cottage
Construction materials
Aluminum Siding
Private pool
No

Schools (MLS)

Elementary school
Pawling Elementary School
Elementary school district
Pawling
Middle school
Pawling Middle School
Middle school district
Pawling
High school
Pawling High School
High school district
Pawling

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. Price changed to $699,000
  3. First seen on this site
  4. MLS status changed

Location

Pawling · Dutchess County, NY 12531Show interactive map
1080 Route 292

Pawling · Dutchess County, NY 12531

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.