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MLS ID KEY1062063Last updated Oct 27, 2026

Single Family

19 Saint Michaels Terrace

Active · Carmel · Putnam County, NY 10512

Bedrooms
3 Beds
Bathrooms
2 Baths
Year built
1967
Est. monthly taxes
$1,395.17
Property gallery0 / 38
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About this home

Welcome Home to 19 St. Michaels Terrace in Carmel, where natural light, comfortable living spaces, and inviting outdoor amenities come together in this well-maintained raised ranch. Hardwood floors extend throughout the main level, creating a warm and cohesive feel. The sun-filled living room features an electric fireplace and flows seamlessly into the dining area and updated kitchen, complete with granite countertops, stainless steel appliances, and a wine refrigerator. Three comfortable bedrooms include a primary bedroom, while the full hall bathroom offers an updated tiled shower and granite vanity. The lower level offers exceptional flexibility and is currently being used as a primary suite. With a separate entrance, full bathroom with stand-up shower, sliding glass doors leading directly outdoors, and roughed-in plumbing for a future kitchenette, the space offers an ideal setup for extended family, a possible mother-daughter arrangement, or potential accessory apartment use, subject to all applicable municipal approvals and requirements. It could also easily serve as a beautiful, cozy family room, guest suite, home office, or additional living area. A dedicated laundry room, linen closet, and convenient mudroom with direct access to the driveway and attached deep one-car garage add to the home's functionality. Mini-split systems provide heating and air conditioning for year-round comfort. Outside, enjoy a Trex deck overlooking the fenced backyard, perfect for relaxing, entertaining, and enjoying the warmer months. The above-ground pool features a new liner and pump, offering even more opportunity to make the most of outdoor living, while a storage shed provides convenient space for tools, equipment, and seasonal items. Vinyl siding, along with municipal water and sewer, adds to the home's convenience and appeal. Conveniently located near major highways, shopping, restaurants, bike path, parks and everyday amenities

Listing snapshot

Days on site
14 days
Listed on MLS
Oct 14, 2026
Full baths
2
Half baths
0
Annual property tax (MLS)
$16,742
Tax year
2026
Area source (MLS)
Public Records
Listing brokerage
Coldwell Banker Realty
MLS ID
KEY1062063
Last updated
Oct 27, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1967
Garage
Yes
Garage spaces
1
Parking
Driveway, Garage
Water source
Public
Sewer
Public Sewer
Utilities
Sewer Connected, Trash Collection Public, Water Available

Interior features

Basement
Finished, Full, Walk-Out Access
Heating
Oil
Cooling
Ductless, Wall/Window Unit(s)
Interior
First Floor Bedroom, Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Pantry, Primary Bathroom
Appliances
Dishwasher, Oven, Refrigerator, Stainless Steel Appliance(s), Wine Refrigerator
Flooring
Hardwood
Fireplace
Yes
Fireplaces
1

Exterior features

Architectural style
Raised Ranch
Construction materials
Frame, Vinyl Siding
Exterior
Playground
Private pool
Yes

Schools (MLS)

Elementary school
Matthew Paterson Elementary School
Elementary school district
Carmel
Middle school
George Fischer Middle School
Middle school district
Carmel
High school
Carmel High School
High school district
Carmel

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. First seen on this site
  3. MLS status changed

Location

Carmel · Putnam County, NY 10512Show interactive map
19 Saint Michaels Terrace

Carmel · Putnam County, NY 10512

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.