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MLS ID KEY1053458Last updated Sep 25, 2026

Stock Cooperative

495 178th Street #1E

Active · Bronx County, NY 10457

Bedrooms
1 Bed
Bathrooms
1 Bath
Year built
1941
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About this home

Welcome to this HDFC cooperative apartment, offering a rare opportunity to customize a classic Bronx retreat. This one-bedroom, one-bathroom unit retains much of its original character, providing a blank canvas with period-specific details awaiting your vision. Step into a spacious living area bathed in abundant natural light streaming through large windows. The room's standout feature is its beautiful, original hardwood flooring with elegant herringbone parquet and plank patterns. This space is defined by its distinct original details, including elegant arched entryways and a charming built-in arched bookshelf niche in the hallway, adding unique style and practical display space. The windowed kitchen, with its original hardwood flooring, features older, functional oak cabinetry that offers ample storage. It includes a white gas range stove and a standard sink area. The bathroom retains its authentic vintage 1940s-style yellow square tiles with black bullnose trim. It includes a simple, classic toilet, a standard older sink, and a large framed mirror with integral vintage lighting. The existing tub and shower area feature temporary protective panels and visible taping, indicating a space primed for a full, modern renovation. Natural light floods the entire apartment through multiple windows, showcasing the unit’s original details and charming layout. While currently in its original state and needing a complete update, the unique period features and classic configuration provide an incredible opportunity to create a custom, personalized home. The HDFC cooperative permits subleasing after two years of residency, adding flexible future options. Prospective Buyer(s) must MEET HDFC income guidelines based on 120% AMI: * 1 person - $142,560 * 2 people - $162,840 * 3 people - $183,240 Located in the heart of the Bronx, this cooperative offers easy access to local amenities, transportation, and the vibrant community atmosphere. Don’t miss this opportunity to create your dream home in a historic Bronx building. Schedule a viewing and explore the potential.

Listing snapshot

Days on site
36 days
Listed on MLS
Sep 25, 2026
Full baths
1
Half baths
0
Association / maintenance fees (MLS)
$891 / Monthly
Fees include (MLS)
Common Area Maintenance, Exterior Maintenance, Grounds Care, Heat, Hot Water, Sewer, Snow Removal, Trash, Water
Area source (MLS)
CubiCasa
Listing brokerage
Locqube New York, Inc.
MLS ID
KEY1053458
Last updated
Sep 25, 2026

General features

Property type
Stock Cooperative
Year built
1941
Garage
No
Parking
None
Water source
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected

Interior features

Basement
Unfinished
Heating
Oil
Cooling
Wall/Window Unit(s)
Interior
First Floor Bedroom, First Floor Full Bath, Elevator, Natural Woodwork
Appliances
Gas Range
Flooring
Hardwood
Fireplace
No
Fireplaces
0

Exterior features

Architectural style
Mid Rise
Construction materials
Brick

Schools (MLS)

Elementary school
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Elementary school district
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Middle school
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Middle school district
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High school
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High school district
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School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

Bronx County, NY 10457Show interactive map
495 178th Street #1E

Bronx County, NY 10457

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Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.