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MLS ID KEY1045821Last updated Oct 9, 2026

Single Family

44 Cayuga Road

Pending · Putnam Valley · Putnam County, NY 10579

Bedrooms
3 Beds
Bathrooms
2 Baths
Year built
1950
Est. monthly taxes
$1,538.83
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About this home

Lakeside Living on Lake Oscawana. A rare opportunity to own a lakefront retreat on the sought-after shores of Lake Oscawana. Tucked into a quiet and scenic section of the lake, this special property offers the perfect blend of modern comfort and nostalgic lake living. The home features an inviting open floor plan, beautiful lake views, and a spacious great room with direct access to the grounds and water. A main-level bedroom and bath provide easy one-floor living, while the generous living spaces are designed for relaxed gatherings. Step outside to enjoy almost half an acre of waterfront, complete with a private dock and boathouse and boat hoist—ideal for swimming, boating, fishing, kayaking, or simply enjoying peaceful days by the water. Located just 55 miles from New York City and short drive to Metro North trains this is an exceptional escape for weekends and summers, while offering all the comforts needed for year-round living. A special opportunity to embrace the timeless pleasures of lake life in a beautiful Hudson Valley setting.

Listing snapshot

Days on site
45 days
Listed on MLS
Sep 13, 2026
Full baths
1
Half baths
1
Annual property tax (MLS)
$18,466
Tax year
2026
Area source (MLS)
Public Records
Listing brokerage
Houlihan Lawrence Inc.
MLS ID
KEY1045821
Last updated
Oct 9, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1950
Garage
No
Total parking
2
Parking
Driveway
Water source
Well
Sewer
Septic Tank
Utilities
Cable Connected, Electricity Connected, Propane

Interior features

Basement
Full, Walk-Out Access
Heating
Baseboard, Propane
Cooling
Central Air
Interior
First Floor Bedroom, First Floor Full Bath, Built-in Features
Appliances
Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Indirect Water Heater
Flooring
Other, Wood
Fireplace
No
Fireplaces
0

Exterior features

Architectural style
Cottage, Ranch
Construction materials
Frame
Exterior
Boat Slip, Dock, Fire Pit, Garden
Private pool
No

Schools (MLS)

Elementary school
Putnam Valley Elementary School
Elementary school district
Putnam Valley
Middle school
Putnam Valley Middle School
Middle school district
Putnam Valley
High school
Putnam Valley High School
High school district
Putnam Valley

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

Putnam Valley · Putnam County, NY 10579Show interactive map
44 Cayuga Road

Putnam Valley · Putnam County, NY 10579

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.