Skip to main content

MLS ID KEY1044237Last updated Oct 14, 2026

Single Family

195 Oscawana Lake Road

Pending · Putnam Valley · Putnam County, NY 10579

Bedrooms
3 Beds
Bathrooms
2 Baths
Year built
1930
Est. monthly taxes
$1,003.83
Property gallery0 / 34
Loading photo…Photo unavailable

About this home

Welcome to 195 Oscawana Lake Road, a charming 1930 Cape Cod that blends timeless character with comfortable, updated living in the scenic heart of Putnam Valley. Set on approximately 0.70 acres, this inviting three-bedroom, two-bath home offers warmth, privacy and a wonderful connection to the outdoors. Step inside to beautiful hardwood floors and a welcoming living room—the perfect setting for quiet evenings or gathering with friends. The lovely archway leads to a modern dine-in kitchen. The kitchen provides a comfortable space for everyday meals and entertaining, and features a multi purpose nook. The adjacent family room adds another layer of character with its vaulted ceiling and a wood-burning stove, creating a cozy retreat throughout the seasons. The main level features two bedrooms and a full bath, offering flexibility for guests, a home office or one-level living needs. Upstairs, the private primary en-suite bedroom creates its own peaceful escape away from the main living areas. The room features two large closets and additional storage areas. Just off the kitchen, step outside to the patio for summer dinners, morning coffee or evenings under the stars. The level backyard and fire pit area extend the home's living space outdoors, with plenty of room to relax, entertain, garden or simply enjoy the natural surroundings. Putnam Valley is appropriately known as the "Town of Lakes," offering a distinctive Hudson Valley lifestyle surrounded by lakes, preserved woodlands and outdoor recreation. Nearby Lake Oscawana, the town's largest lake, is a defining part of the area's scenic character. Outdoor enthusiasts will appreciate proximity to Granite Mountain Preserve for hiking and nature walks, as well as Clarence Fahnestock State Park, with miles of hiking and recreational opportunities throughout the Hudson Highlands.

Listing snapshot

Days on site
48 days
Listed on MLS
Sep 10, 2026
Full baths
2
Half baths
0
Annual property tax (MLS)
$12,046
Tax year
2026
Area source (MLS)
Public Records
Listing brokerage
William Raveis Real Estate
MLS ID
KEY1044237
Last updated
Oct 14, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1930
Garage
Yes
Garage spaces
1
Total parking
4
Parking
Driveway
Water source
Well
Sewer
Septic Tank
Utilities
Cable Connected, Electricity Connected, Trash Collection Private

Interior features

Basement
Unfinished
Heating
Hot Water, Oil, Steam
Cooling
Wall/Window Unit(s)
Interior
First Floor Bedroom, First Floor Full Bath, Beamed Ceilings, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Kitchen, Original Details, Primary Bathroom, Washer/Dryer Hookup
Appliances
Dishwasher, Oven, Range, Refrigerator
Fireplace
Yes
Fireplaces
2

Exterior features

Architectural style
Cape Cod
Construction materials
Advanced Framing Technique, Stone, Vinyl Siding
Exterior
Mailbox
Private pool
No

Schools (MLS)

Elementary school
Putnam Valley Elementary School
Elementary school district
Putnam Valley
Middle school
Putnam Valley Middle School
Middle school district
Putnam Valley
High school
Putnam Valley High School
High school district
Putnam Valley

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

Putnam Valley · Putnam County, NY 10579Show interactive map
195 Oscawana Lake Road

Putnam Valley · Putnam County, NY 10579

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.