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MLS ID KEY1039199Last updated Oct 23, 2026

Single Family

222 Terry Hill Road

Active · Carmel · Putnam County, NY 10512

Bedrooms
2 Beds
Bathrooms
3 Baths
Year built
1940
Est. monthly taxes
$877.67

Upcoming open house

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About this home

Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

Listing snapshot

Days on site
59 days
Listed on MLS
Aug 17, 2026
Full baths
3
Half baths
0
Annual property tax (MLS)
$10,532
Tax year
2025
Area source (MLS)
Public Records
Listing brokerage
William Raveis Real Estate
MLS ID
KEY1039199
Last updated
Oct 23, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1940
Garage
No
Total parking
3
Parking
Driveway
Water source
Private
Sewer
Septic Tank
Utilities
Trash Collection Public

Interior features

Basement
Full, See Remarks, Walk-Out Access
Heating
Hot Air, Oil
Cooling
None
Interior
First Floor Full Bath, Ceiling Fan(s), His and Hers Closets, In-Law Floorplan, Open Floorplan, Washer/Dryer Hookup
Appliances
Gas Oven
Flooring
Ceramic Tile, Hardwood, Laminate
Fireplace
No

Exterior features

Architectural style
Cape Cod
Construction materials
Vinyl Siding
Private pool
No

Schools (MLS)

Elementary school
Kent Primary
Elementary school district
Carmel
Middle school
George Fischer Middle School
Middle school district
Carmel
High school
Carmel High School
High school district
Carmel

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. Price changed to $489,000
  3. First seen on this site
  4. MLS status changed

Location

Carmel · Putnam County, NY 10512Show interactive map
222 Terry Hill Road

Carmel · Putnam County, NY 10512

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Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
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Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

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Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.