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MLS ID KEY1031078Last updated Aug 19, 2026

Single Family

1555 Route 292

Active · Pawling · Dutchess County, NY 12531

Bedrooms
1 Bed
Bathrooms
1 Bath
Year built
1940
Est. monthly taxes
$272.58
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About this home

Attention investors, contractors, and DIYers looking for affordable lake living - this one may be just what you are looking for! Welcome to this charming 1-bedroom, 1-bath cottage-style home in Holmes, offering a unique opportunity to enjoy lake access and views of Whaley Lake. Located directly across the street from the lake, this 733 sq ft home provides lake rights and convenient access to the water, making it an appealing option for buyers looking for a property near Whaley Lake. Built in 1940, the home features a cozy layout with a fireplace, a sunroom, and a patio area to enjoy the outdoor setting. This property offers a chance to bring your vision and updates to a classic cottage. The basement provides potential additional space for future expansion, and the home’s location is the true highlight offering the opportunity to enjoy the Whaley Lake lifestyle from just across the road. While the home will need some renovation, the roof was replaced 2 years ago. Whether you are looking for a weekend getaway, seasonal retreat, or a smaller home with lake access in Dutchess County, this property offers a rare setting in the Pawling community. Conveniently located near local shops, dining, schools, parks, and transportation options, including access to Metro-North rail service in the surrounding area, this home combines a lake setting with accessibility to nearby amenities and commuting routes.

Listing snapshot

Days on site
59 days
Listed on MLS
Aug 6, 2026
Full baths
1
Half baths
0
Annual property tax (MLS)
$3,271
Tax year
2025
Area source (MLS)
Public Records
Listing brokerage
eXp Realty
MLS ID
KEY1031078
Last updated
Aug 19, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1940
Garage
No
Parking
Driveway
Water source
Well
Sewer
Septic Tank
Utilities
Trash Collection Private

Interior features

Basement
See Remarks
Heating
Baseboard, Coal, Oil, Propane, Wood
Cooling
None
Interior
First Floor Bedroom, First Floor Full Bath
Appliances
Dryer, Washer
Flooring
Carpet, Laminate, Tile
Fireplace
Yes
Fireplaces
1

Exterior features

Architectural style
Bungalow, Cottage, Ranch
Construction materials
Vinyl Siding
Private pool
No

Schools (MLS)

Elementary school
Pawling Elementary School
Elementary school district
Pawling
Middle school
Pawling Middle School
Middle school district
Pawling
High school
Pawling High School
High school district
Pawling

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. First seen on this site
  2. Listing updated from MLS
  3. MLS status changed

Location

Pawling · Dutchess County, NY 12531Show interactive map
1555 Route 292

Pawling · Dutchess County, NY 12531

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.