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MLS ID KEY1023724Last updated Sep 5, 2026

Single Family

98 Florida Avenue

Pending · Smithtown · Suffolk County, NY 11725

Bedrooms
4 Beds
Bathrooms
4 Baths
Year built
1968
Est. monthly taxes
$1,357.42
Property gallery0 / 35
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About this home

Exceptional 4-bedroom, 4-bath splanch situated mid-block at the quiet beginning of a cul-de-sac. Lovingly maintained and thoughtfully updated throughout the years, this home reflects true pride of ownership. Double front doors welcome you into a spacious foyer leading to the formal dining room and oversized eat-in kitchen featuring stainless steel appliances, an under-sink water filtration system, and access to the backyard. A custom-built multi-level oak staircase adds warmth and character and solid wood interior doors throughout reflect the quality of the home's updates. The main level also offers flexible living space ideal for a home office, den, playroom, guest space, or media room, along with two full bathrooms. The light-filled living room features vaulted ceilings, new windows and gleaming hardwood floors. The second floor, beautifully renovated in 2025, includes a spacious primary suite with an updated ensuite bath, plus three additional bedrooms. Enjoy a private backyard designed for entertaining with a large patio, electric retractable awning, in-ground pool with heater (2019), liner (2021), pool pump (2024), and outdoor TV and speaker setup. Additional features include a finished basement with laundry, space for storage and utilities, central air conditioning (2016), natural gas heat and cooking, roof (2017), gas boiler (2014), new hot water heater, new storm doors, in-ground sprinklers, and a well-maintained multi-cesspool system, with the main cesspool and overflow tank regularly serviced. Move right in and enjoy spacious living, quality updates, and an ideal location.

Listing snapshot

Days on site
59 days
Listed on MLS
Jul 9, 2026
Full baths
4
Half baths
0
Annual property tax (MLS)
$16,289.06
Tax year
2025
Area source (MLS)
Measured
Listing brokerage
EXP Realty
MLS ID
KEY1023724
Last updated
Sep 5, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1968
Garage
No
Parking
Driveway
Water source
Public
Sewer
Cesspool
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected

Interior features

Basement
Finished
Heating
Natural Gas
Cooling
Central Air
Interior
First Floor Bedroom, First Floor Full Bath, Chandelier, Crown Molding, Eat-in Kitchen, ENERGY STAR Qualified Door(s), Entrance Foyer, Formal Dining, High Ceilings, Primary Bathroom, Recessed Lighting, Speakers, Stone Counters, Storage, Walk Through Kitchen
Appliances
Dishwasher, Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
Flooring
Hardwood, Tile, Wood
Fireplace
No

Exterior features

Architectural style
Colonial, Splanch
Construction materials
Brick, Vinyl Siding
Exterior
Awning(s), Lighting, Mailbox, Speakers
Private pool
Yes

Schools (MLS)

Elementary school
Sawmill Intermediate School
Elementary school district
Commack
Middle school
Commack Middle School
Middle school district
Commack
High school
Commack High School
High school district
Commack

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

Smithtown · Suffolk County, NY 11725Show interactive map
98 Florida Avenue

Smithtown · Suffolk County, NY 11725

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.