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MLS ID KEY1014548Last updated Oct 27, 2026

Single Family

157 123rd Street #3E

Active · New York (Manhattan), NY 10027

Bedrooms
Studio
Bathrooms
1 Bath
Year built
1910
Est. monthly taxes
$10,167.92

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About this home

Cash purchase only. Proof of funds is required prior to scheduling a showing. This move-in ready studio apartment on the third floor of an elevator building in fashionable South Harlem represents terrific value. The unit is in very good condition with high ceilings, hardwood floors, a tiled bathroom, and kitchen with new cabinets. 157 West 123rd is a well-run HDFC cooperative bordering the Mount Morris Park Historic District. Monthly maintenance (including heat and hot water) is a very affordable $350/month. This is a Housing Development Fund Corporation (HDFC) building, subject to income and primary residence restrictions. Income restrictions are 120% of Area Median Income, which for an individual is $136,080 per year. This lovely home is located a few steps from Harlem’s Restaurant Row, and close to the 2/3 and B/C subway lines. Shopping on 125th Street (including the new Trader Joe’s and Target) is just a short walk away. For recreation, the home is close to Mount Morris Park and within walking distance of Central Park. This property is delivered vacant with all paperwork provided.

Listing snapshot

Days on site
59 days
Listed on MLS
Jun 16, 2026
Full baths
1
Half baths
0
Annual property tax (MLS)
$122,015
Tax year
2025
Area source (MLS)
Other
Listing brokerage
Harlem Lofts Inc.
MLS ID
KEY1014548
Last updated
Oct 27, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1910
Garage
No
Parking
On Street
Water source
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Trash Collection Public, Water Connected

Interior features

Heating
Steam
Cooling
Wall/Window Unit(s)
Interior
Elevator, High Ceilings, Primary Bathroom
Appliances
Electric Cooktop, Freezer, Refrigerator
Fireplace
No

Exterior features

Architectural style
Other
Construction materials
Brick
Private pool
No

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

New York (Manhattan), NY 10027Show interactive map
157 123rd Street #3E

New York (Manhattan), NY 10027

Google Maps directions

Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
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Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.