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MLS ID KEY1012179Last updated Sep 28, 2026

Single Family

40 Emmett Terrace

Pending · New Rochelle · Westchester County, NY 10805

Bedrooms
3 Beds
Bathrooms
2 Baths
Year built
1926
Est. monthly taxes
$1,005.25
Property gallery0 / 47
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About this home

Welcome to New Rochelle! This beautifully maintained, fully detached single-family home is in excellent move-in condition and offers the perfect combination of comfort, space, and convenience. Featuring 3 bedrooms, 2 bathrooms, a finished attic, and a finished walkout basement, this home provides plenty of versatile living space to accommodate today's lifestyle needs. Hardwood floors run throughout the home, while numerous windows allow an abundance of natural light to fill every room. The first floor features an inviting open-concept layout with a spacious living room and dining area that flows seamlessly into the updated kitchen, creating an ideal space for both everyday living and entertaining. A full bathroom on the main level adds convenience and functionality. The second floor offers generously sized bedrooms with ample closet space. One of the bedrooms overlooks the beautifully landscaped backyard and features a private balcony, providing the perfect place to enjoy your morning coffee, unwind after a long day, or simply relax outdoors. Another bedroom provides access to the finished attic through a pull-down staircase located within the closet. The finished attic features hardwood floors throughout and offers valuable additional living space that can easily serve as a home office, study, playroom, creative workspace, guest area, or multi-purpose room. Additional storage has been thoughtfully built into the walls, maximizing both functionality and organization. The finished walkout basement provides even more flexible living space and includes a kitchenette, laundry area, recreation room, utility room, and a bonus room with windows. Whether used as a home gym, office, hobby room, entertainment area, or additional recreational space, the possibilities are endless. Step outside to enjoy the beautifully landscaped backyard featuring a rear deck, mature trees, and lush plantings that create a peaceful and private outdoor setting. This outdoor space is perfect for entertaining family and friends, hosting summer barbecues, gardening, or simply enjoying the tranquility of your surroundings while children and pets play. The property also includes a detached one-car garage, ideal for parking or additional storage, along with a long private driveway providing ample off-street parking for multiple vehicles. Additional improvements include updated plumbing, updated electrical service with 200-amp capacity, and a roof that is approximately 9 years old with a 30-year warranty. The home is equipped with energy-efficient mini-split systems that provide both heating and cooling, complemented by baseboard heat for additional comfort. Gas service is used for cooking and the dryer, while the remainder of the home operates on electric utilities. Situated on a desirable tree-lined street, this property offers exceptional privacy with mature trees enhancing the front of the home. Conveniently located within walking distance of an elementary school on the same block and just minutes from middle schools, parks, shopping, restaurants, and everyday conveniences. Enjoy close proximity to Costco, Home Depot, LA Fitness, supermarkets, banks, public transportation, and the popular New Rochelle Diner. Families will also appreciate being near Cloudbound, a thoughtfully designed indoor play space for children ages 0-6. Downtown New Rochelle, Metro-North Railroad, and I-95 are all just minutes away, providing easy access to Manhattan, Connecticut, and surrounding Westchester communities. Located just outside the exciting downtown New Rochelle redevelopment district, this home offers the perfect balance of residential tranquility and urban convenience. A wonderful opportunity to own a spacious, move-in-ready home in one of New Rochelle's most desirable and convenient locations. A must-see!

Listing snapshot

Days on site
59 days
Listed on MLS
Jul 11, 2026
Full baths
2
Half baths
0
Annual property tax (MLS)
$12,063
Tax year
2026
Area source (MLS)
Public Records
Listing brokerage
eXp Realty
MLS ID
KEY1012179
Last updated
Sep 28, 2026

General features

Property type
Single Family
Property subtype
Single Family Residence
Year built
1926
Garage
Yes
Garage spaces
1
Total parking
5
Parking
Detached, Driveway
Water source
Public
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Trash Collection Private, Trash Collection Public, Water Connected

Interior features

Basement
Finished, Full, Storage Space, Walk-Out Access
Heating
Electric, Forced Air
Cooling
Central Air, Zoned
Interior
First Floor Full Bath
Appliances
Dishwasher, Gas Oven, Oven, Refrigerator
Flooring
Hardwood
Fireplace
No

Exterior features

Architectural style
Colonial
Construction materials
Frame
Private pool
No

Schools (MLS)

Elementary school
Jefferson
Elementary school district
New Rochelle
Middle school
Isaac E Young Middle School
Middle school district
New Rochelle
High school
New Rochelle High School
High school district
New Rochelle

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. MLS status changed
  3. First seen on this site

Location

New Rochelle · Westchester County, NY 10805Show interactive map
40 Emmett Terrace

New Rochelle · Westchester County, NY 10805

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Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.