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MLS ID KEY1011452Last updated Sep 18, 2026

Stock Cooperative

1616 Route 292 #Cottage 12

Active · Pawling · Dutchess County, NY 12531

Bedrooms
2 Beds
Bathrooms
2 Baths
Year built
1950
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About this home

$174K PRICE IMPROVEMENT!! Welcome to one of the Hudson Valley's most extraordinary hidden treasures—a private island retreat nestled in the heart of Whaley Lake, where every day feels like a vacation and every arrival feels like an escape from the ordinary. Accessible only by boat, this remarkable waterfront residence offers an exceptionally rare opportunity to own a piece of paradise within an exclusive island co-op community where properties seldom become available. From the moment you leave the mainland behind and cruise across the sparkling waters to your own private dock, you'll experience a level of peace, privacy, and seclusion that is nearly impossible to find in today's world. Surrounded by panoramic lake views and embraced by nature, this charming island getaway captures the essence of lakefront living at its finest. Wake each morning to shimmering sunrises dancing across the water, spend your days boating, swimming, fishing, or simply relaxing lakeside, and unwind in the evening as spectacular sunsets paint the sky in brilliant colors reflected across the lake's glassy surface. Inside, the home exudes warmth, comfort, and timeless lake-house charm. Thoughtfully designed for both relaxation and entertaining, the residence features two bedrooms, a spacious sleeping loft, and two beautifully renovated full bathrooms. Comfortable gathering spaces invite friends to create lasting memories, while expansive lake views serve as the backdrop to nearly every moment. Whaley Lake is one of Dutchess County's premier motorboat lakes, offering endless recreational opportunities and year-round natural beauty. Located less than 90 miles from New York City, this unique property provides the perfect weekend sanctuary, summer retreat, or lifestyle investment for those seeking a truly one-of-a-kind waterfront experience. As an added bonus, the home is being offered almost fully furnished, allowing you to begin enjoying island life immediately. Opportunities of this caliber are extraordinarily rare. This isn't simply a home—it's a lifestyle, a retreat, and a legacy property that offers an experience few will ever have the chance to own. Schedule your private showing today and discover why life on Whaley Lake is unlike anywhere else. Seller financing feasible!

Listing snapshot

Days on site
59 days
Listed on MLS
Jun 12, 2026
Full baths
2
Half baths
0
Association / maintenance fees (MLS)
$5,500 / Annually
Fees include (MLS)
Electricity, Other
Area source (MLS)
Measured
Listing brokerage
eXp Realty
MLS ID
KEY1011452
Last updated
Sep 18, 2026

General features

Property type
Stock Cooperative
Year built
1950
Garage
No
Parking
Parking Lot
Water source
Other
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected

Interior features

Heating
None
Cooling
None
Interior
First Floor Bedroom, First Floor Full Bath, Open Floorplan
Appliances
Electric Water Heater, Gas Cooktop, Microwave, Refrigerator
Flooring
Ceramic Tile, Hardwood, Vinyl
Fireplace
Yes
Fireplaces
1

Exterior features

Architectural style
Other
Construction materials
Frame
Exterior
Boat Slip, Dock, Fire Pit

Schools (MLS)

Elementary school
Pawling Elementary School
Elementary school district
Pawling
Middle school
Pawling Middle School
Middle school district
Pawling
High school
Pawling High School
High school district
Pawling

School information is provided by the MLS. Confirm attendance eligibility with the school district.

Recent activity

  1. Listing updated from MLS
  2. First seen on this site
  3. MLS status changed

Location

Pawling · Dutchess County, NY 12531Show interactive map
1616 Route 292 #Cottage 12

Pawling · Dutchess County, NY 12531

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Estimate monthly payment

Loan detailsFixed-rate, fully amortizing loan. Edit the assumptions below; no market rate is supplied.
Property expenses (USD)
MLS amounts are prefilled when available and can be edited. Confirm what fees include. Unknown fee frequencies cannot be converted automatically.Property expenses: MLS values where available; missing values stay blank.

Estimated monthly principal & interest—

Monthly property taxNot provided

Monthly association / maintenance feesNot provided

Estimated monthly total of entered costs—

Excludes insurance, mortgage insurance, special assessments and lender fees. MLS taxes may reflect abatements or exemptions and can change.

Listing data is supplied by the MLS and may change without notice.